Do You Qualify for These Auto Insurance Discounts?
Qualifying for an auto insurance discount can be the deciding factor in prompting a person to switch companies and save money. Here are the discounts to ask your agent about the next time you are shopping for auto insurance.
Multi Car Discount
Do you need to insure more than one car? You could get a discount if you live in Florida, Arizona or Texas.
Multi car discounts are some of the most common discounts among insurance companies. They require that you have more than one car insured on the same policy or with the same company.
Keep in mind that both of your cars have to have at least the minimum liability insurance for this discount to apply.
Sometimes, it is possible for different policies to qualify for the multi car discount, as long as the drivers live in the same household and the policies are through the same insurance company.Your multi car discount will not go up as you add more vehicles. If you have three cars insured on the same policy, or in the same household, all three cars will receive a discount, but it will not be more because of the additional vehicle.
Motorcycles, RVs and boats may also qualify for a "multi" discount. The discount is common for motorcycles on the same insurance. Don’t forget that both motorcycles and RVs require a special type of insurance.
This discount provides relief for those keeping their cars on the same policy, or at least with the same insurance provider.
Mature Driver Improvement Course Discount
In California and Florida, there is a discount called the Mature Driver Improvement Course Discount. This means that if you meet the age requirement and you take a driving improvement course, you can save money!
The point of a Mature Driver Improvement Course is for those in their later years to refresh f basic driving skills. It can also help you learn about any changes to traffic laws and the technology inside of newer vehicles.
The course is designed to give you confidence while driving that you may have lost over the years. You will be safer and less likely to get into an accident. Your passengers, such as grandchildren, will also be safer. A course that helps you to understand how your age may be affecting your driving can be invaluable in helping you to adjust your driving. All of this will also keep you from getting tickets and get you that discount!
You can find classroom courses through your local DMV, the AARP (which offers both online and in class sessions), and other such resources. Protect yourself and those around you, and save money on your insurance at the same time! Be sure to check out our articles on safe driving for further information.
Good Student Discount
Are you a full-time student with B’s or higher? If so, you may qualify as a good student in California and receive a discount on your car insurance.
On average, younger drivers, high school-college age, tend to have more accidents than older, middle-aged adult drivers. This is why young drivers often have higher insurance premiums. If you are a good student in your teens or early twenties, or a parent to a good student that age, you can save money on your insurance to help cut those extra costs.
To qualify for our good student discount, you must have a B average (a 3.0 GPA) and be enrolled full-time in college or high school.
One of the discounts Infinity offers in California is the Renewal Discount. This discount applies when you renew a car insurance policy with Infinity.
The reason we offer a renewal discount is to thank you for being a loyal customer and continuing your insurance with us. Long-time customers especially will qualify for a great discount.
The renewal discount does not vary depending on how much coverage you have. This means that even if you only have liability (which is not recommended) you can still receive a discount when you renew your policy.
If you live in Florida, Texas or Arizona and own your own home, you could qualify for Infinity’s Homeowners discount on your car insurance!
Owning your home is a big step in life. The next big step? Reevaluating your insurance.
Insuring your home and vehicle through Infinity could save you big. When you buy your home and get a homeowner’s policy, your insurance premium for your car will go down. Who knew that achieving your dream of becoming a homeowner could save you money on your car insurance? Get a free homeowner’s quote here.
Mobile Homeowners Insurance
Own a mobile home? Great news: you qualify for a similar discount as the homeowners discount! As long as you insure your mobile home and auto with Infinity, you could save money on your car insurance in Florida, Texas or Arizona. Get a free mobile home insurance quote here.
Our Florida, Texas and Arizona drivers have many discounts available to them for their personal auto policies. It is always nice to save money on your insurance premium. One way to do this is to pay your insurance up front, which qualifies you for our paid-in-full discount.
Paid-in-full means that instead of making monthly payments, you would pay your entire premium all at once. This will qualify you for savings, and also make your life a little easier. You will no longer have to worry about being on time with those monthly payments. One less bill sounds pretty good doesn't it?
This discount can apply if you pay 6 or 12 months of your premium up front, rather than paying monthly installments. Your auto insurance can be reduced by 5 to 11 percent.
The bottom line is that our paid-in-full discount can save you a considerable amount of both time and hassle. You will enjoy savings on your auto insurance, and peace of mind knowing that your bill is already paid.
Advanced Quote Discount
One insurance discount available to Florida and Texas drivers is the Advanced Quote discount. This is a discount many insurance carriers offer to reward the responsibility of a driver who maintains their insurance without any lapses in coverage.
Shopping ahead for insurance is a good idea for many reasons. For instance, you gain the peace of mind that comes with not letting your coverage lapse. It may seem like letting your coverage lapse would save you money by getting a few months off from payments, but this is one of many myths
about insurance. Especially with the Advanced Quote discount, maintaining insurance is the more affordable option.
Infinity offers our Advanced Quote discount if you begin shopping at least six (6) days before your other insurance policy ends. You could be renewing a policy with Infinity or switching from a different company. If you are wanting to switch immediately, however, you will not qualify for the discount.
The moral of the story is: do not let your insurance coverage lapse! Infinity rewards responsible drivers who shop for insurance early. In this case, the early bird gets the discount.
Safety Features Discount
Driving a safe car is important. Nowadays, many vehicles come with safety features to protect you. What you may not know is that some of these safety features could qualify you for a discount on your car insurance! Infinity offers a discount in Florida to drivers who have these features.
Airbags: If your vehicle has driver-side and passenger-side airbags, these features could save you and your passengers’ lives, and they could also save you some money.
Anti-Lock Brakes: An anti-lock braking system (ABS) is a feature that helps to maintain traction between the road and your tires. This can keep your car from skidding if you have to slam on your brakes, which can keep you and your car safer. Infinity offers a discount to drivers who have ABS installed in their vehicles.
Anti-Theft Systems: Not only can a stolen car be a burden to you, it can cost your insurance company thousands of dollars. This is why discounts for anti-theft systems are offered. A feature such as an alarm system can lower the chances of your car being stolen, and earn you a discount!
Keeping your car up to date on safety features has its benefits. You will have more peace of mind about your vehicle, and you will qualify for great Infinity discounts in Florida!
The paperless discount, sometimes called a “Green” discount, is Infinity’s way of doing our part in an increasingly environmentally aware world. We offer this discount in Arizona.
Rather than receiving paper mailings, you will get everything you need online. This qualifies you for our paperless discount, and make you feel good about saving paper!
Added benefits to the paperless discount include saving money on postage and having full access to your policy 24/7.
Online Quote Discount
In Arizona and Texas, you can immediately get a discount when you start your quote online. You’re just starting an Infinity policy, and you already qualify for a discount!
Your quote can also be much faster online. Just visit our Auto Insurance page and insert your zip code to get started.
Accident Free/Years Clean Discount
Texas and Arizona both offer a discount if you have a clean driving record. This means no at-fault accidents or tickets for things like speeding or DUI’s for 35 months.
Keeping a clean driving record can keep your premiums low anyway,. It is a great incentive to drive carefully.
Discount for AAA Members
In Arizona, Infinity offers a discount to AAA members. AAA is a service that provides roadside assistance to drivers who need it. This can qualify you for a discount because we know that your car will be taken care of in an emergency.
Infinity offers its own roadside assistance program called DriverClub®. It is a free service, even for those who are not insured by us so sign up today!
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